![France identity verification report](png/france-kyc_header_1440x1124.png)
Automated KYC for France
Navigate AML and KYC compliance, stop fraud, and enable growth with remote automated identity verification. The Real Identity Platform is ETSI TS 119 461 certified and combines award-winning document and biometric verification, data validation, drag-and-drop orchestration and qualified electronic signature.
How can Onfido help?
What are the KYC requirements in France?
The primary regulatory bodies for KYC in France are the French Autorité de contrôle prudentiel et de résolution (ACPR) and Autorité des marchés financiers (AMF). The primary AML regulation is the Code monétaire et financier (CMF) which in combination with eIDAS allows for several options to verify identity:
- Using an eID (electronic identity) Art. R561-5-1 (1° & 2°)
- Face to face physical verification Art. R561-5-1 (3°)
- Implement 2 out of 6 of the following measures Art. R561-5-2:
- Obtain a copy of a customer’s identity document
- Certify the copy of the document
- Request a payment
- Confirm the identity with another bank
- Use an ANSSI PVID certified solution
- Request an eIDAS qualified electronic signature (QES)
![EU map focused on France](jpg/france-kyc-requirements-media-secondary-916x916-1.jpg)
How can French businesses verify identity?
As eIDs are not yet widely available in France, businesses seeking to onboard users remotely are limited to obtaining a copy of a customer’s ID and then additionally:
- Requesting an eIDAS-qualified electronic signature (QES)
- Using an ANSSI PVID-certified solution
- Requesting a payment
![Identity verification report with QES](jpg/france-kyc-french-idv-media-secondary-916x916-1.jpg)
How does Onfido help?
Our solution is the first global IDV solution to be ETSI TS 119 461 certified and offer QES. Onfido’s Compliance Suite combines ETSI-certified identity verification with Qualified Electronic Signature (QES) and One-time Password (OTP) to offer simple, seamless, and eIDAS-compliant onboarding.
![A French identity document and qualified electronic signature](jpg/france-kyc-onfido-help-media-secondary-916x916-1.jpg)
Identity verification solutions for KYC in France
Onfido Compliance Suite
Onfido’s Compliance Suite is an off-the-shelf, AML-compliant onboarding solution. ETSI-certified identity verification (comprising Document Verification, Biometric Verification, and Device Intelligence) and QES are brought together in Onfido Studio, creating a flexible, user-friendly, and compliant end-to-end workflow.
Smart Capture
Make document and biometric capture seamless with our Smart Capture SDKs. They feature glare and blur detection, multi-frame image capture, and WCAG AA accessibility features.
Onfido Studio
Build identity verification workflows according to your needs in our drag-and-drop orchestration tool. Your users are automatically routed to the path that makes the most sense for them to maximize conversion and minimize risk.
Atlas™ AI
The state-of-the-art AI powering the Real Identity Platform. It’s how we provide fair, fast, and accurate results.
Compliance certifications
Onfido’s solution is certified against ETSI TS 119 461 and ETSI EN 319 401, and meets eIDAS Regulation EU 910/2014. It’s also certified against high confidence profiles H1A and H2 under the UK Government's Digital Identity and Attributes Trust Framework.